HomeVest is an employer-matched down payment savings benefit. You match what your employees save — and a 4-year vesting schedule means they stay to earn it.
No credit card required · Free 90-day pilot · Cancel anytime
HomeVest solves two problems at once — employees who can't save enough to buy, and employers who can't afford to lose great people.
You set the match amount — a flat dollar figure or a percentage of contributions. Employees save, you match, and the account grows toward a real down payment.
The employer match vests 25% per year over 4 years. Employees who leave before fully vesting forfeit the unvested portion — a meaningful financial incentive to stay.
See enrollment rates, contribution totals, average vesting progress, and match costs in real time — all in one place. Know the ROI before you ever see a bill.
Fewer than 1% of employers offer this. When candidates see a down payment match on your benefits page, you stand out — especially with younger buyers locked out of the market.
We handle setup end to end. Your team gets enrolled in days, not months — no HR overhead, no tech headaches, no compliance burden on your side.
Set your own match cap, choose which employees are eligible, and adjust anytime. The 90-day pilot is completely free — no contract, no commitment until you've seen results.
Book a 15-minute call. We'll customize your match policy — amount, eligibility, and any caps you want — and set a go-live date. No contract required.
Employees receive invitations, set up their accounts, and choose their monthly contribution amount. The app handles everything — contribution tracking, vesting schedules, and goal progress.
Your employer dashboard shows enrollment rates, contribution totals, match costs, and vesting progress in real time. Your employees see their savings grow every month.
At the end of the pilot, we deliver a full report: participation rate, total employer cost, projected retention impact, and employee satisfaction. Decide to continue — or don't. Zero pressure.
The 90-day pilot is free — you only pay the match amounts you've committed to, and only after employees earn them. Pricing after the pilot is based on enrollment and match totals, not a flat fee.
There's no minimum. Some employers start with $50/month per employee. The benefit has value at any level — it's the structure and commitment that matters most to your team, not the dollar amount.
Minimal. We handle onboarding, employee support, and reporting. Your HR team's only job is to share the invite link. Ongoing management takes less than an hour a month.
They keep all their own contributions. Only the unvested employer match is forfeited — and those dollars stay in the program pool, reducing your future cost. It's designed to reward loyalty, not punish leavers.
The program is a savings benefit, not a home purchase guarantee. Employees who choose not to buy can use the funds for a future down payment or roll them to another approved use. The value is in the saving behavior and the retention effect.
That's exactly what the 90-day pilot is designed to answer. We run it with your real employees, collect real data, and give you a real report. You make the decision with evidence — not just our word.
"I've been at companies with 401k match, free lunches, gym stipends. HomeVest is the first benefit that made me feel like my employer actually wants me to build a life here."
"We were losing junior talent to bigger companies with bigger salaries. HomeVest gave us something to offer that they genuinely can't match — and our turnover dropped noticeably in year one."
"I thought I'd need a $100k salary to ever afford a house in this city. The employer match changed my math completely. We closed last spring — I can't believe it actually happened."
Join the employers helping their teams get to the closing table. No risk, no commitment, no catch — just a 15-minute call to get started.
No credit card required · Setup in under a week · Cancel anytime